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The Credit Bureau You Didn’t Know About...

Lessons In Debt, Credit & Home Ownership You are about to learn about  PRBC.  A credit reporting bureau that produces a ‘PRBC Report’ and a ‘Bill Payment Score’ (BPS) containing your “Non-traditional” credit. Non-traditional credit maybe  payday loans, rent, utility bills, insurance, cable, daycare, child support, timely payments normally...

Adding Your Two Cents

Lessons In Debt, Credit and Home Ownership  You have probably heard this old saying before, if not, ‘adding your two cents’ is simply giving your opinion, your views, your ideas, or sharing your experience.  And that is what Spectrum Resources is looking for from you – for your to add your two cents to our blogs !  We will post the best submitted money saving tip, PLUS the...

6 Ways To Stick To A Budget

You have a financial plan, BUT you don’t stick to it. Welcome to the club ! As a credit risk assessment planner, I see many who know what to do but just can’t seem to stick with the plan to follow through. The word “budget” is like saying the word ‘diet” to a fat person.  Taking control of your money is NOT hard, you can succeed, if you keep it simple...

“HOW TO Prepare For A Loan Modific...

Really “HOW TO Prepare For A Loan Modification” is more about saving stress, but yes it could save you money also. When you first get to the point of feeling a financial squeeze is the time to structure a Plan B for your lender. .  All to often as a credit risk assessment planner I get phone calls for help the day before the home owner is to appear in court.  They have ignored...

C.U.R.E. – Make A Difference

C.U.R.E. is a newly formed organization named Collectively United to Restore the Environment. The C.U.R.E. is an educational organization dedicated to improve employable skills, self sufficiency and the environment.   These are all worldwide challenges, but as individuals, collectively those who care can make a difference.  IF you are a person who cares we invite you to participate...

Carl Bailey Benefit Dinner and Music Sho...

Auburndale, FL. -  Local friends, family and fellow musicians are hosting a “Carl Bailey Benefit Dinner And Music Show.”  All proceeds and donations are to be used to defray emergency medical expenses for Carl Bailey.  The “Carl Bailey Benefit Dinner And Music Show” is to be held Saturday, March 6, from 4-8 pm at the International Market World.  Tickets are available from...

“What Exactly Is In A Credit Repor...

As a credit risk assessment planner, or some may use the term credit couselor, I find it interesting that many people still don’t know what is in their credit history, nor how it gets there. Your credit report is an ongoing look at your personal information and how you manage your finances. Data is typically submitted to a credit reporting agency by your creditors, by the...

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